We provide comprehensive, high-touch wealth planning for clients who want more than a standard portfolio. From retirement planning and tax efficiency to business succession and estate strategies, our team of financial advisors craft personalized plans that grow, protect, and transition wealth—on your terms.
Retirement planning
Planning for retirement involves more than just saving money; it's about creating a strategy that ensures financial security and peace of mind for your future. Our team works closely with you to develop a comprehensive retirement plan that takes into account your current financial situation, future income needs, and lifestyle goals. We consider factors such as pension plans, investment portfolios, and potential healthcare costs to craft a plan that supports a comfortable and fulfilling retirement.
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Tax planning
Effective tax planning is essential to preserving your wealth and maximizing your financial potential. Our experts stay informed about the latest tax laws and regulations to provide strategies that minimize your tax liabilities. We analyze your income sources, investments, and expenditures to identify opportunities for tax savings, ensuring that your financial plan is as efficient as possible.
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Investment planning
Building and managing an investment portfolio requires a strategic approach tailored to your risk tolerance and financial objectives. Our team designs investment strategies that aim for long-term growth while managing risk. We continuously monitor market trends and adjust your portfolio as needed to keep you on track toward achieving your financial goals.
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Cash and liquidity management
Effective cash and liquidity management is crucial for maintaining financial flexibility and meeting both expected and unexpected expenses. We assist you in developing strategies to optimize your cash flow, ensuring that you have access to funds when needed while maximizing the potential for growth on your idle cash. Our approach balances the need for liquidity with the goal of enhancing your overall financial plan.
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Insurance planning
Scepanovic & Associates offers strategic insurance planning in Oakville and Burlington for high-net-worth individuals. We protect your income, family, and business with tailored life, disability, and critical illness insurance. Our integrated plans also support business continuity, employee benefits, and annuities—ensuring lasting financial security, tax efficiency, and peace of mind.
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Estate planning
Estate planning is a critical component of wealth management, ensuring that your assets are distributed according to your wishes and that your loved ones are taken care of. We assist you in creating a comprehensive estate plan that includes wills, trusts, and powers of attorney. Our approach focuses on minimizing estate taxes and avoiding probate where possible, providing clarity and security for your heirs.
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Business succession planning
For business owners, planning for the future of your enterprise is vital. Our team helps you develop a succession plan that ensures a smooth transition of ownership and management. We address key issues such as valuation, leadership development, and tax implications to protect the legacy of your business and secure its continued success.
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Charitable giving
Philanthropy can be an important aspect of your financial plan, reflecting your values and commitment to giving back. We guide you in establishing charitable giving strategies that align with your philanthropic goals while providing potential tax benefits. Whether it's setting up a charitable foundation or making direct donations, we help you make a meaningful impact.
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Intergenerational wealth transfer
Transferring wealth to future generations involves careful planning to ensure that your legacy endures. We assist you in developing strategies that facilitate the smooth transfer of assets, considering factors such as family dynamics, tax implications, and legal structures. Our goal is to help you pass on your wealth in a way that reflects your values and supports your heirs' financial well-being.
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